/* Общие стили и сброс */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Цветовая палитра - сине-зеленые тона */
    --primary-color: #0066CC;
    --primary-dark: #0052A3;
    --primary-light: #3385D6;
    --secondary-color: #00A86B;
    --secondary-dark: #008659;
    --secondary-light: #33C085;
    --accent-color: #00C9A7;
    --text-dark: #1A1A1A;
    --text-gray: #666666;
    --text-light: #999999;
    --bg-white: #FFFFFF;
    --bg-light: #F5F9FC;
    --bg-section: #F0F7FF;
    --border-color: #E0E0E0;
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 12px rgba(0, 102, 204, 0.1);
    --shadow-lg: 0 8px 24px rgba(0, 102, 204, 0.15);
    --transition: all 0.3s ease;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    color: var(--text-dark);
    background-color: var(--bg-white);
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Шапка сайта */
.header {
    background-color: var(--bg-white);
    box-shadow: var(--shadow-sm);
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 15px 0;
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.header-right {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.logo {
    display: flex;
    align-items: center;
    gap: 15px;
    text-decoration: none;
}

.logo-img {
    height: 50px;
    width: auto;
    object-fit: contain;
}

.logo-text {
    display: flex;
    flex-direction: column;
}

.logo-title {
    font-size: 20px;
    font-weight: 700;
    color: var(--primary-color);
    line-height: 1.2;
}

.logo-subtitle {
    font-size: 12px;
    color: var(--text-gray);
    line-height: 1.2;
}

.header-phone {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 600;
    font-size: 16px;
    transition: var(--transition);
    padding: 8px 12px;
    border-radius: 8px;
}

.header-phone:hover {
    color: var(--primary-color);
    background-color: var(--bg-light);
}

.header-phone-icon {
    width: 20px;
    height: 20px;
    color: var(--primary-color);
    stroke-width: 2;
    flex-shrink: 0;
}

.btn-header {
    padding: 12px 24px;
    font-size: 15px;
    white-space: nowrap;
}

.nav {
    display: flex;
    gap: 30px;
    align-items: center;
}

.nav-link {
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    position: relative;
}

.nav-link:hover {
    color: var(--primary-color);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--primary-color);
    transition: var(--transition);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-link.active {
    color: var(--primary-color);
}

/* Герой-секция */
.hero {
    position: relative;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    padding: 100px 0 120px;
    overflow: visible;
    z-index: 0;
    padding-bottom: 120px;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -60px;
    left: 50%;
    transform: translateX(-50%);
    width: 200%;
    height: 120px;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    border-radius: 50%;
    z-index: 2;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg width="100" height="100" xmlns="http://www.w3.org/2000/svg"><defs><pattern id="grid" width="100" height="100" patternUnits="userSpaceOnUse"><path d="M 100 0 L 0 0 0 100" fill="none" stroke="rgba(255,255,255,0.05)" stroke-width="1"/></pattern></defs><rect width="100" height="100" fill="url(%23grid)"/></svg>');
    opacity: 0.5;
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 3;
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.hero-title {
    font-size: 48px;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 20px;
    margin-bottom: 40px;
    opacity: 0.95;
    line-height: 1.6;
}

.hero-features {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

.feature-badge {
    display: flex;
    align-items: center;
    gap: 8px;
    background-color: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    padding: 10px 20px;
    border-radius: 25px;
    font-size: 14px;
    font-weight: 500;
}

.feature-icon {
    width: 18px;
    height: 18px;
    stroke-width: 2.5;
}

.hero-decoration {
    display: none;
}

/* Кнопки */
.btn {
    display: inline-block;
    padding: 14px 32px;
    border: none;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition: var(--transition);
    font-family: inherit;
}

.btn-primary {
    background: linear-gradient(135deg, var(--secondary-color) 0%, var(--accent-color) 100%);
    color: white;
    box-shadow: var(--shadow-md);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-secondary {
    background: var(--bg-white);
    color: var(--primary-color);
    border: 2px solid var(--primary-color);
    box-shadow: var(--shadow-sm);
}

.btn-secondary:hover {
    background: var(--primary-color);
    color: white;
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-large {
    padding: 18px 40px;
    font-size: 18px;
}

.btn-block {
    width: 100%;
    display: block;
    text-align: center;
}

/* Секции */
section {
    padding: 80px 0;
}

.section-title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin-bottom: 60px;
    color: var(--text-dark);
}

/* Преимущества */
.advantages {
    background-color: var(--bg-light);
}

.advantages-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.advantage-card {
    background-color: var(--bg-white);
    padding: 40px 30px;
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    text-align: center;
}

.advantage-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.advantage-icon {
    width: 60px;
    height: 60px;
    color: var(--primary-color);
    margin: 0 auto 20px;
    stroke-width: 1.5;
}

.advantage-title {
    font-size: 22px;
    font-weight: 600;
    margin-bottom: 15px;
    color: var(--text-dark);
}

.advantage-text {
    color: var(--text-gray);
    line-height: 1.7;
}

/* Как это работает */
.how-it-works {
    background-color: var(--bg-white);
}

.steps {
    display: flex;
    justify-content: center;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.step {
    flex: 1;
    min-width: 200px;
    max-width: 250px;
    text-align: center;
}

.step-number {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    font-size: 24px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    box-shadow: var(--shadow-md);
}

.step-title {
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 10px;
    color: var(--text-dark);
}

.step-text {
    color: var(--text-gray);
    line-height: 1.6;
}

.step-arrow {
    font-size: 32px;
    color: var(--primary-color);
    font-weight: 300;
}

/* Зачем страховать недвижимость */
.why-insure {
    background-color: var(--bg-white);
    position: relative;
    z-index: 1;
    margin-top: -60px;
    padding-top: 120px;
    padding-bottom: 80px;
}

.why-insure-intro {
    font-size: 19px;
    color: var(--text-gray);
    text-align: center;
    margin-bottom: 48px;
    line-height: 1.75;
    max-width: 820px;
    margin-left: auto;
    margin-right: auto;
}

.why-block-title {
    font-size: 22px;
    font-weight: 700;
    color: var(--text-dark);
    text-align: center;
    margin-bottom: 28px;
}

/* Три главные проблемы */
.why-problems {
    margin-bottom: 56px;
}

.why-problems-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 24px;
}

.why-problem-card {
    background: var(--bg-light);
    padding: 28px 24px;
    border-radius: 12px;
    border-left: 4px solid var(--primary-color);
    transition: var(--transition);
}

.why-problem-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-left-color: var(--secondary-color);
}

.why-problem-icon {
    width: 44px;
    height: 44px;
    color: var(--primary-color);
    margin-bottom: 14px;
}

.why-problem-icon svg {
    width: 100%;
    height: 100%;
    stroke-width: 2;
}

.why-problem-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 10px;
}

.why-problem-text {
    font-size: 15px;
    color: var(--text-gray);
    line-height: 1.6;
    margin: 0;
}

/* Как работает защита (УТП) */
.why-utp {
    margin-bottom: 56px;
}

.why-utp-visual {
    background: linear-gradient(135deg, rgba(0, 102, 204, 0.06) 0%, rgba(0, 168, 107, 0.06) 100%);
    border: 2px solid var(--primary-color);
    border-radius: 16px;
    padding: 32px 24px;
    max-width: 900px;
    margin: 0 auto;
}

.why-utp-center {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    margin-bottom: 24px;
}

.why-utp-one {
    font-size: 24px;
    font-weight: 800;
    color: var(--primary-color);
}

.why-utp-eq {
    font-size: 22px;
    font-weight: 700;
    color: var(--text-gray);
}

.why-utp-pillars {
    display: flex;
    flex-wrap: wrap;
    align-items: stretch;
    justify-content: center;
    gap: 16px 24px;
}

.why-utp-pillar {
    flex: 1;
    min-width: 180px;
    max-width: 260px;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 20px 16px;
    background: var(--bg-white);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
}

.why-utp-pillar-icon {
    width: 40px;
    height: 40px;
    color: var(--primary-color);
    margin-bottom: 10px;
}

.why-utp-pillar-icon svg {
    width: 100%;
    height: 100%;
    stroke-width: 2;
}

.why-utp-pillar-text {
    font-size: 14px;
    font-weight: 600;
    color: var(--text-dark);
    line-height: 1.4;
}

.why-utp-plus {
    font-size: 20px;
    font-weight: 700;
    color: var(--secondary-color);
    align-self: center;
}

/* Почему с нами */
.why-benefits {
    margin-bottom: 48px;
}

.why-benefits-list {
    list-style: none;
    padding: 0;
    margin: 0;
    max-width: 680px;
    margin-left: auto;
    margin-right: auto;
}

.why-benefit-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 14px 0;
    border-bottom: 1px solid var(--border-color);
    font-size: 16px;
    color: var(--text-gray);
    line-height: 1.5;
}

.why-benefit-item:last-child {
    border-bottom: none;
}

.why-benefit-icon {
    flex-shrink: 0;
    width: 24px;
    height: 24px;
    color: var(--secondary-color);
    margin-top: 2px;
}

.why-benefit-icon svg {
    width: 100%;
    height: 100%;
    stroke-width: 2.5;
}

.why-benefit-item strong {
    color: var(--text-dark);
}

/* CTA */
.why-cta {
    text-align: center;
}

.why-cta-btn {
    display: inline-block;
    text-decoration: none;
}

/* Услуги */
.services {
    background-color: var(--bg-section);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.service-card {
    background-color: var(--bg-white);
    padding: 40px 30px;
    border-radius: 12px;
    border: 2px solid var(--border-color);
    transition: var(--transition);
}

.service-card:hover {
    border-color: var(--primary-color);
    box-shadow: var(--shadow-md);
}

.service-title {
    font-size: 24px;
    font-weight: 600;
    margin-bottom: 15px;
    color: var(--primary-color);
}

.service-text {
    color: var(--text-gray);
    line-height: 1.7;
}

/* Как происходит оформление */
.process-section {
    background-color: var(--bg-white);
}

.process-subtitle {
    text-align: center;
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 50px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-bottom: 50px;
}

.process-step {
    display: flex;
    gap: 20px;
    align-items: flex-start;
    padding: 30px;
    background-color: var(--bg-light);
    border-radius: 12px;
    border-left: 4px solid var(--primary-color);
    transition: var(--transition);
}

.process-step:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-left-color: var(--secondary-color);
}

.process-step-number {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    font-size: 24px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: var(--shadow-md);
}

.process-step-content {
    flex: 1;
}

.process-step-title {
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 10px;
    color: var(--text-dark);
}

.process-step-text {
    color: var(--text-gray);
    line-height: 1.7;
    margin: 0;
}

.process-note {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    padding: 25px 30px;
    border-radius: 12px;
    display: flex;
    align-items: flex-start;
    gap: 15px;
    max-width: 800px;
    margin: 0 auto;
    box-shadow: var(--shadow-md);
}

.process-note-icon {
    width: 28px;
    height: 28px;
    flex-shrink: 0;
    margin-top: 2px;
    stroke-width: 2.5;
}

.process-note p {
    margin: 0;
    font-size: 16px;
    line-height: 1.6;
}

.process-note strong {
    font-weight: 600;
}

/* Калькулятор страхования */
.calculator-section {
    background-color: var(--bg-section);
}

.calculator-subtitle {
    text-align: center;
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 50px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.calculator-wrapper {
    max-width: 1200px;
    margin: 0 auto;
}

.calculator-main-content {
    background-color: var(--bg-white);
    padding: 50px 40px;
    border-radius: 16px;
    box-shadow: var(--shadow-md);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: start;
}

.calculator-input-section {
    display: flex;
    flex-direction: column;
}

.calculator-input-group {
    margin-bottom: 40px;
}

.calculator-label {
    display: block;
    font-size: 18px;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 20px;
    text-align: center;
}

.calculator-input-wrapper {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-bottom: 10px;
}

.calculator-slider {
    flex: 1;
    height: 8px;
    border-radius: 4px;
    background: var(--bg-light);
    outline: none;
    -webkit-appearance: none;
    appearance: none;
}

.calculator-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    cursor: pointer;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.calculator-slider::-webkit-slider-thumb:hover {
    transform: scale(1.1);
    box-shadow: var(--shadow-lg);
}

.calculator-slider::-moz-range-thumb {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    cursor: pointer;
    border: none;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.calculator-slider::-moz-range-thumb:hover {
    transform: scale(1.1);
    box-shadow: var(--shadow-lg);
}

.calculator-input-number {
    width: 120px;
    padding: 12px 16px;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-size: 18px;
    font-weight: 600;
    text-align: center;
    color: var(--primary-color);
    transition: var(--transition);
}

.calculator-input-number:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(0, 102, 204, 0.1);
}

.calculator-range-labels {
    display: flex;
    justify-content: space-between;
    font-size: 14px;
    color: var(--text-light);
    margin-top: 5px;
}

.calculator-result {
    text-align: center;
    padding-top: 30px;
    border-top: 2px solid var(--bg-light);
}

.calculator-result-main {
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 10px;
    margin-bottom: 15px;
    flex-wrap: wrap;
}

.calculator-result-label {
    font-size: 18px;
    color: var(--text-gray);
    font-weight: 500;
}

.calculator-result-value {
    font-size: 48px;
    font-weight: 700;
    color: var(--primary-color);
    line-height: 1;
}

.calculator-result-currency {
    font-size: 24px;
    color: var(--text-gray);
    font-weight: 500;
}

.calculator-result-info {
    font-size: 14px;
    color: var(--text-light);
}

.calculator-examples {
    padding: 0;
    max-height: min(55vh, 420px);
    display: flex;
    flex-direction: column;
}

.calculator-examples-title {
    font-size: 17px;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 12px;
    text-align: left;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--bg-light);
    flex-shrink: 0;
}

.calculator-examples-grid {
    display: flex;
    flex-direction: column;
    gap: 8px;
    overflow-y: auto;
    padding-right: 4px;
}

.calculator-examples-grid::-webkit-scrollbar {
    width: 6px;
}

.calculator-examples-grid::-webkit-scrollbar-track {
    background: var(--bg-light);
    border-radius: 3px;
}

.calculator-examples-grid::-webkit-scrollbar-thumb {
    background: var(--primary-color);
    border-radius: 3px;
}

.calculator-example-item {
    background: var(--bg-light);
    color: var(--text-dark);
    padding: 10px 14px;
    border-radius: 8px;
    text-align: left;
    transition: var(--transition);
    border-left: 3px solid var(--primary-color);
    display: flex;
    align-items: flex-start;
    gap: 10px;
    flex-shrink: 0;
}

.calculator-example-item:hover {
    background: var(--bg-section);
    border-left-color: var(--secondary-color);
    transform: translateX(3px);
}

.calculator-example-icon {
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    stroke-width: 2;
    color: var(--primary-color);
    margin-top: 1px;
}

.calculator-example-text {
    font-size: 13px;
    line-height: 1.4;
    font-weight: 400;
    color: var(--text-gray);
    margin: 0;
}

/* Кнопка оформления */
.order-button-section {
    background-color: var(--bg-section);
    padding: 80px 0;
    text-align: center;
}

.btn-extra-large {
    padding: 24px 60px;
    font-size: 22px;
    font-weight: 600;
}

/* Модальное окно */
.modal {
    display: none;
    position: fixed;
    z-index: 10000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.6);
    backdrop-filter: blur(5px);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.modal.active {
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 1;
}

.modal-content {
    background-color: var(--bg-white);
    border-radius: 16px;
    padding: 40px;
    max-width: 480px;
    width: 90%;
    max-height: 90vh;
    overflow-y: auto;
    position: relative;
    box-shadow: var(--shadow-lg);
    transform: scale(0.9);
    transition: transform 0.3s ease;
}

.modal.active .modal-content {
    transform: scale(1);
}

.modal-close {
    position: absolute;
    top: 15px;
    right: 15px;
    background: none;
    border: none;
    font-size: 32px;
    color: var(--text-gray);
    cursor: pointer;
    line-height: 1;
    padding: 0;
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    transition: var(--transition);
}

.modal-close:hover {
    background-color: var(--bg-light);
    color: var(--text-dark);
}

.modal-title {
    font-size: 28px;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 10px;
    text-align: center;
}

.modal-subtitle {
    font-size: 16px;
    color: var(--text-gray);
    margin-bottom: 30px;
    text-align: center;
    line-height: 1.6;
}

.auth-step {
    display: none;
}

.auth-step.active {
    display: block;
}

.auth-form {
    margin-top: 20px;
}

.form-input-code {
    font-size: 32px;
    font-weight: 600;
    letter-spacing: 10px;
    text-align: center;
    padding: 20px;
}

.btn-link {
    background: none;
    border: none;
    color: var(--primary-color);
    text-decoration: underline;
    cursor: pointer;
    padding: 10px;
    font-size: 14px;
    margin-top: 10px;
}

.btn-link:hover {
    color: var(--primary-dark);
}

.resend-code-container {
    text-align: center;
    margin-bottom: 15px;
}

.btn-resend {
    font-size: 14px;
    padding: 8px 16px;
    background: none;
    border: none;
    color: var(--primary-color);
    cursor: pointer;
    text-decoration: underline;
    transition: var(--transition);
}

.btn-resend:hover:not(:disabled) {
    color: var(--primary-dark);
}

.btn-resend:disabled {
    color: var(--text-light);
    cursor: not-allowed;
    text-decoration: none;
}

.resend-timer {
    margin-left: 5px;
    font-weight: 600;
    color: var(--text-gray);
}

.order-subtitle {
    text-align: center;
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 50px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.order-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

.order-info {
    padding: 20px 0;
}

.order-title {
    font-size: 28px;
    font-weight: 600;
    margin-bottom: 20px;
    color: var(--text-dark);
}

.order-text {
    color: var(--text-gray);
    margin-bottom: 30px;
    line-height: 1.7;
}

.order-features {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-bottom: 30px;
}

.order-feature {
    display: flex;
    align-items: center;
    gap: 15px;
    color: var(--text-gray);
}

.order-icon {
    width: 24px;
    height: 24px;
    color: var(--primary-color);
    stroke-width: 2;
    flex-shrink: 0;
}

.order-notice {
    background-color: var(--bg-light);
    padding: 20px;
    border-radius: 12px;
    border-left: 4px solid var(--secondary-color);
    display: flex;
    gap: 15px;
    align-items: flex-start;
}

.order-notice-icon {
    width: 24px;
    height: 24px;
    color: var(--secondary-color);
    stroke-width: 2;
    flex-shrink: 0;
    margin-top: 2px;
}

.order-notice p {
    margin: 0;
    color: var(--text-gray);
    line-height: 1.6;
    font-size: 14px;
}

.order-form {
    background-color: var(--bg-white);
    padding: 40px;
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
}

.order-form .form-input {
    background-color: var(--bg-white);
}

/* Секция свидетельства и официального представителя */
.certificate-section {
    background-color: var(--bg-section);
}

.certificate-row {
    display: flex;
    flex-direction: column;
    gap: 32px;
    align-items: center;
    max-width: 900px;
    margin: 0 auto;
}

@media (min-width: 768px) {
    .certificate-row {
        flex-direction: row;
        align-items: center;
        gap: 48px;
        max-width: 100%;
    }
    .certificate-block {
        flex-shrink: 0;
    }
    .certificate-intro {
        text-align: left;
        margin: 0;
    }
}

.certificate-intro {
    text-align: center;
    font-size: 18px;
    color: var(--text-gray);
    line-height: 1.7;
    margin: 0;
}

.certificate-intro strong {
    color: var(--primary-color);
}

.certificate-block {
    display: flex;
    justify-content: center;
    align-items: center;
}

.certificate-thumb-wrap {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: 16px;
    background: var(--bg-white);
    border-radius: 12px;
    border: 2px solid var(--border-color);
    cursor: pointer;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.certificate-thumb-wrap:hover {
    border-color: var(--primary-color);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.certificate-thumb {
    display: block;
    max-width: 280px;
    width: 100%;
    height: auto;
    border-radius: 8px;
    object-fit: cover;
}

.certificate-thumb-hint {
    font-size: 14px;
    color: var(--text-light);
}

/* Лайтбокс для свидетельства */
.lightbox {
    display: none;
    position: fixed;
    z-index: 10001;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.85);
    align-items: center;
    justify-content: center;
    padding: 20px;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.lightbox.active {
    display: flex;
    opacity: 1;
}

.lightbox-content {
    max-width: 95vw;
    max-height: 95vh;
    position: relative;
}

.lightbox-content img {
    max-width: 100%;
    max-height: 90vh;
    width: auto;
    height: auto;
    object-fit: contain;
    border-radius: 8px;
    box-shadow: var(--shadow-lg);
}

.lightbox-close {
    position: absolute;
    top: 20px;
    right: 20px;
    width: 48px;
    height: 48px;
    border: none;
    background: rgba(255, 255, 255, 0.15);
    color: white;
    font-size: 32px;
    line-height: 1;
    cursor: pointer;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    z-index: 10002;
}

.lightbox-close:hover {
    background: rgba(255, 255, 255, 0.25);
}

/* Форма обратной связи */
.contact-form-section {
    background-color: var(--bg-white);
}

.contact-subtitle {
    text-align: center;
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 50px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.contact-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

.contact-info {
    padding: 20px 0;
}

.contact-title {
    font-size: 28px;
    font-weight: 600;
    margin-bottom: 20px;
    color: var(--text-dark);
}

.contact-text {
    color: var(--text-gray);
    margin-bottom: 40px;
    line-height: 1.7;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 15px;
    color: var(--text-gray);
}

.contact-link {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
}

.contact-link:hover {
    color: var(--secondary-color);
    text-decoration: underline;
}

.contact-icon {
    width: 24px;
    height: 24px;
    color: var(--primary-color);
    stroke-width: 2;
    flex-shrink: 0;
}

.contact-form {
    background-color: var(--bg-light);
    padding: 40px;
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
}

.form-group {
    margin-bottom: 25px;
}

.form-label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: var(--text-dark);
}

.form-input,
.form-textarea {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-size: 16px;
    font-family: inherit;
    transition: var(--transition);
    background-color: var(--bg-white);
}

.form-input:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(0, 102, 204, 0.1);
}

.form-textarea {
    resize: vertical;
    min-height: 120px;
}

.form-message {
    margin-top: 20px;
    padding: 12px;
    border-radius: 8px;
    text-align: center;
    font-weight: 500;
    display: none;
}

.form-message.success {
    background-color: #D4EDDA;
    color: #155724;
    border: 1px solid #C3E6CB;
    display: block;
}

.form-message.error {
    background-color: #F8D7DA;
    color: #721C24;
    border: 1px solid #F5C6CB;
    display: block;
}

/* Футер */
.footer {
    background-color: var(--text-dark);
    color: white;
    padding: 40px 0;
    margin-top: 80px;
}

.footer-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 15px;
}

.footer-logo-img {
    height: 40px;
    width: auto;
    object-fit: contain;
}

.footer-logo-text {
    display: flex;
    flex-direction: column;
}

.footer-company {
    font-size: 18px;
    font-weight: 600;
    display: block;
}

.footer-broker {
    font-size: 12px;
    opacity: 0.8;
    display: block;
}

.footer-companies {
    font-size: 11px;
    opacity: 0.7;
    display: block;
    margin-top: 3px;
}

.footer-info {
    text-align: right;
}

.footer-info p {
    margin-bottom: 5px;
    opacity: 0.8;
    font-size: 14px;
}

.footer-details {
    margin-top: 15px;
    padding-top: 15px;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.footer-details p {
    margin-bottom: 5px;
    font-size: 13px;
    line-height: 1.6;
}

.footer-link {
    color: rgba(255, 255, 255, 0.9);
    text-decoration: none;
    transition: var(--transition);
}

.footer-link:hover {
    color: white;
    text-decoration: underline;
}

/* Адаптивность для больших экранов */
@media (min-width: 768px) {
    .steps {
        flex-wrap: nowrap;
    }
    
    .step-arrow {
        display: block;
    }
}

/* Адаптивность для маленьких экранов */
@media (max-width: 767px) {
    .header-content {
        flex-direction: column;
        gap: 20px;
    }
    
    .header-right {
        flex-direction: column;
        width: 100%;
        gap: 15px;
    }
    
    .header-phone {
        justify-content: center;
    }
    
    .btn-header {
        width: 100%;
    }
    
    
    .hero-title {
        font-size: 32px;
    }
    
    .hero-subtitle {
        font-size: 18px;
    }
    
    .section-title {
        font-size: 28px;
    }
    
    .contact-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .modal-content {
        padding: 30px 20px;
        max-width: 95%;
    }
    
    .modal-title {
        font-size: 24px;
    }
    
    .btn-extra-large {
        padding: 20px 40px;
        font-size: 18px;
    }
    
    .steps {
        flex-direction: column;
    }
    
    .step-arrow {
        transform: rotate(90deg);
    }
    
    .footer-content {
        flex-direction: column;
        text-align: center;
    }
    
    .footer-info {
        text-align: center;
    }
    
    .footer-details {
        margin-top: 20px;
        padding-top: 20px;
    }
    
    .calculator-main-content {
        grid-template-columns: 1fr;
        gap: 40px;
        padding: 30px 20px;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
    }
    
    .process-step {
        flex-direction: column;
        text-align: center;
    }
    
    .process-step-number {
        margin: 0 auto;
    }
    
    .process-note {
        flex-direction: column;
        text-align: center;
        padding: 20px;
    }
    
    .process-note-icon {
        margin: 0 auto;
    }
    
    .calculator-input-wrapper {
        flex-direction: column;
        gap: 15px;
    }
    
    .calculator-input-number {
        width: 100%;
    }
    
    .calculator-result-main {
        flex-direction: column;
        gap: 5px;
    }
    
    .calculator-result-value {
        font-size: 36px;
    }
    
    .calculator-examples-title {
        text-align: center;
    }
    
    .why-insure-intro {
        font-size: 17px;
        margin-bottom: 36px;
    }
    
    .why-problems,
    .why-utp,
    .why-benefits {
        margin-bottom: 40px;
    }
    
    .why-problems-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .why-utp-visual {
        padding: 24px 16px;
    }
    
    .why-utp-pillars {
        flex-direction: column;
        gap: 16px;
    }
    
    .why-utp-pillar {
        min-width: 100%;
        max-width: none;
    }
    
    .why-utp-plus {
        transform: rotate(90deg);
    }
}